Sequence Insurance · Annuities
Understand where an annuity may fit—and the trade-offs
An annuity can turn savings into predictable income or protected growth. It also ties money up.
We explain the options, what you give up in access, and the alternatives.
Annuities are not quoted online. Talk to us and we will compare options.
What we offer
Fixed annuities only
Fixed
A declared rate set by the insurer.
Multi-year guaranteed (MYGA)
A fixed rate for a set number of years.
Fixed indexed
Interest based on an index, with caps and floors. Not invested in the market.
No variable annuities.
What to weigh
The trade-offs
- Surrender periods limit withdrawals for years
- Rates and caps vary by insurer
- Guarantees depend on the insurer; not FDIC insured
- Often, no annuity is the better choice
Questions
Questions people ask
Can I get to my money?
Usually a limited amount each year; more can cost a surrender charge.
Do I need one for retirement?
No. Many plans have none.
Related
Keep exploring
The next step
Start with a conversation
Annuities are not quoted online. Talk to us and we will compare options.
There is no separate implementation fee for insurance placed through us. We receive commissions from the insurance carrier. We explain our compensation before you decide, and you may choose another provider. Premiums and product terms still apply.